Chapter 7

A Chapter 7 Bankruptcy consists of discharging one's unsecured debts, such as: credit card debt or any debt where there is no collateral. It also includes the ability to protect a certain amount of one's assets.

People often wonder if they qualify for a Chapter 7 Bankruptcy. Qualification depends on passing the means test. According to the new law, if your gross annual income falls under a certain amount, dependent on the number of people in your household, you can file for a Chapter 7 Bankruptcy.

If you feel you need to file for Chapter 7 Bankruptcy, please contact our law firm and make an appointment for a free consultation. Our attorneys will determine if you pass the means test and then brief you on what needs to be done to file bankruptcy. This is an area of full representation.

Filing a Chapter 7 Bankruptcy can do the following:

  • Wipe out most of your unsecured debt (credit card bills) or loans, civil lawsuits and/or medical bills
  • Stop harassment by credit card companies
  • Stop any collection efforts by most creditors
  • Protect your home and personal property
  • Stop any attempt to garnish wages

Legal Action Workshop has successfully handled thousands of Chapter 7 Bankruptcies throughout our years of operation. If filing bankruptcy is the right option for you, we can help you do so for an affordable flat fee.

Call us today for a free consultation with a Legal Action Workshop Chapter 7 Bankruptcy attorney.

 

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